Richard David James

Richard David James
CEO and President
Financial Services of America

I created Financial Services of America in 1984 to teach families about the importance of saving for retirement. Early in my career, I walked into my mom’s living room and found her sitting on the couch crying.

My grandfather, her father, had just passed away and she was completely overwhelmed.  Not just with grief, but also with the sheer number of decisions that needed to be made now that he was gone.

My mom and my grandma thought they were prepared. However, they quickly found out they were not. This left them scared, confused, and scrambling to find answers.

It was then that I realized I could make a difference – not just for my own family, but for others as well. Above all, what my mom and grandma needed then is what people still need today: a team of experts to help with their retirement planning process. No single person can handle all the preparations that go into planning for retirement and beyond. It requires a team approach.

Over the next 40 years, I established relationships and created a planning process that offers far more than what most financial professionals offer. Rather than just providing investment advice, we coordinate your investments, tax management, estate planning, and insurance needs into a comprehensive retirement plan. It’s our FSA CARES plan – Creating a Retirement of Ease and Success.

Something often overlooked in the retirement planning process is the human element. Yes, the numbers are important, but without the human element, your plan will be lacking. Our FSA CARES(SM) plan process never lets us lose sight of what matters to you. Whether it is your definition of a comfortable retirement, your bucket list of recreational activities, or your family legacy goals.

If it is important to you, it is important to us.

My family is the most important aspect of my life: my wife, children, and grandchildren. It is impossible to separate them from my retirement planning process. Family, golf, and entrepreneurial endeavors are some of my passions that define who I am.

Let us show you how our FSA CARES plan will enhance your retirement by bringing together what is important to you and what you want to accomplish.